RetiredMom you are correct in assuming why your claim was denied. Your age and education two key elements even with disability. I don't know if you have read WhiteBeard's story on here previously or not about
his SSD claim. He actually had to file a second claim because he was denied at his hearing, it all came back to his age and education. Granted everyone's medical conditions are different but those are two very crucial elements they look at. His atty had him file a second claim and he was awarded benefits finally at the second hearing. There are horror stories out there on things that have happened to people trying to get approved.
Your friend was very lucky to get her benefits without having to go through the entire process. But you know there are many factors taken into consideration on each claim. I was awarded benefits without any problem too, however, my claim is due to my crohns disease. Had it been CP, I would still be battling it out with them I am quite sure. I know of an individual that had terminal cancer and died before she could get approved for benefits because she was denied in the early stages, pretty pathetic.
I know you mentioned being medically retired and that is much better than being put out on long term disability. When a person goes on LTD they are required to file for SSD and usually have to wait on a hearing. LTD ends when a person turns 65 regardless because they are eligible for SS. At least with an actual retirement from an employer you can get that check monthly and receive SSD at the same time and end up with two checks a month. I have had two friends in the past 10 years that really should have been medically retired and it did not go that way so they lost out on quite a bit of income because they were put out on LTD and he month they turned 65 LTD ended and they were stuck with SS only. Just some food for thought.
crohns disease dx 2002 & small bowel resection, still looking for remission whatever that is, chronic pain 22 yrs, added ulcerative colitis 6-05 to the mix, high blood pressure 28 yrs, aortic heart valve insuffiency, depression, osteoarthritis, osteoporosis lumbar spine, scoliosis lumbar spine, peripheral neuropathy hands & feet, COPD & on oxygen therapy, lupus & psoriasis and psoratic arthritis. Several other health issues just not enough room to list it all. Too many surgeries to list and too many medications to list. Currently on 17 different daily medications. Intrathecal pain pump implanted June 05.