Thank you so much for the advice. I have been searching for an attorney but because this is not a Workers Comp or injury claim I have yet to find one that wants to deal with it. I had severe spinal stenois in the L3 to L5 region which my surgeon did a fusion and laminectomy. I did so want this to be the end but I still have a lot of pain, I was told with the SI joint not much can be done surgerywise. The LTD company has not requested a second opinion, I even asked them if they had a doctor who would examine me and they stated in some cases that warrent it...whatever that means but didn't suggest that in my case. It hasn't been long in the SSD wait, I just got paperwork asking about
work history...so no denial so far..fingerscrossed... If I had known that the LTD company was going to denie me after only one payment I sure would have done this all differently. I put off the surgery since 2003 with therapy and just pain torrance and pills of coruse but it just got too bad..I spend most of my days lying down. I'm only 53 and do not want to spend the rest of my life like this...I know I'm just a baby compared to some of the stories I've read on this website and feel I shouldn't even complain.