I just got put on SSD as of May of this year. I suffer from complications from treatments for Advanced Prostate Cancer.
I live in South Carolina.
Unless your head is cut off and you can show it to SS in a basket, you will almost always get turned down on the first pass. As soon as you do, my advice is to immediately engage a good SS attorney. I was handling it on my own for over 2 years, and kept getting denied. My lawyer, and a little help from my local U.S. Senator got it settled in less than 3 months. I was back-paid for over 2 years, and immediately qualified for Medicare.
It's based on how much money you have paid into the system. I am 59, and I paid payroll taxes for 41 years, and since the last 15 years was at a good rate of salary, I qualified for the max. amount. The amount the attorney got was limited by state law, and I didnt mind their take, as they got me settled so fast.
I never had to go to a hearing, near the end, even my lawyer got surprised, as the judge approved it on her own, without my lawyer present. SS made the judge mad, who said that after reviewing my medical history, "it was a no brainer", and she made my settlement a permament one right from the start, meaning I will never need a review.
Now that I am on SSD, I now have a permament disability tag for my car, my property taxes were reduced by about
60% on my primary residence. Depending on the state you live in, there may be other benefits for SSD folks.
I never dreamed of being "retired" for medical reasons at age 59, but am thankful that the SSD was there for me. In my case, I am losing my cancer fight, all curative means have been used and failed, and I now live with chronic fatigue, chronic severe pain, and ended up with an Ostomy as the result of severe radiation damage.
Hope this info helps someone along the way. Definitely engage an attorney asap in the SSD process, it makes all the difference in the world.
David in SC
(I normally post regularly in the Prostate Cancer section of HW.)
David I have had to edit your post somewhat due to language content. There are rules in place here at the forum regarding this, please review the rules if you are not familiar with them, thanks.
Post Edited By Moderator (straydog) : 9/18/2011 2:37:52 PM (GMT-6)