Well I am screwed

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Jim1969
Veteran Member


Date Joined Jul 2009
Total Posts : 2042
   Posted 10/20/2011 1:17 AM (GMT -6)   
Just found out today that my wife has not paid our Medicaid premiums for the last 4 months so we have been dropped and have to re-apply and the soonest that we can get back in will be next Feb. So now I am going to be without all my medications for at least 4 months.

I asked her why they haven't been paid and she says she just forgot.

We pay most of our bills online and I have tried for over a year to get her to give me the account info for everything so I could make sure the bills are paid and paid on time but she always refused saying she wanted to do it and thought she should do it since it was her job that paid the bills.

I don't expect I will be doing a lot of posting in the next few months because I am likely going to be in too much pain to feel like being at the computer much plus when I am hurting bad I tend to get really grump and not play well with others.

So when you see disappear for a while you all know why.

Lasardo
Regular Member


Date Joined Jan 2011
Total Posts : 373
   Posted 10/20/2011 4:07 AM (GMT -6)   
Jim,
I do not know now with all the cut backs , but was in the same boat once and after lots of begging and explaining chronically I'll and need medications they made an exeption and reinstated me ..so keep trying !
Crohns dx,Pelvic Floor Tension,Pelvic Adhesive dx,Interstitial Cystitis,Ileostomy,Severe Scoliosis,Chronic Pain,Arthritis,BP1,Anxiety/Panic attacks,Several reconstructive surgeries,dx,fibromyalgia.42 degree scoliosis,pelvic tilt and neurological impingement, complete loss of neck curve and degenerative disc dx

Monty's Mom
Veteran Member


Date Joined Aug 2010
Total Posts : 664
   Posted 10/20/2011 6:20 AM (GMT -6)   
Jim,
I am sorry for your situation. Lasardo is right, keep trying! Don't give up.

I am praying for you.
Mindy
The worst sin towards our fellow creatures is not to hate them, but to be indifferent to them. That's the essence of inhumanity. George Bernard Shaw
Pelvic adhesive disease, IBS, SI pain, arthritis, kidney stones, depression, 10 pelvic surgeries for pain, ovarian cysts, adhesions, endometriosis, adenomyosis, and possible ovarian remnant syndrome. Unexpectedly growing ovary #3 on right side.

Trudy2
Regular Member


Date Joined Dec 2010
Total Posts : 213
   Posted 10/20/2011 7:41 AM (GMT -6)   
I am not sure what meds you are on, but perhaps they can all be changed to generics which are easier to afford.

If not, check into the patient assistance program for each drug.

Hope this helps@
Trudy
DX pyoderma gangrenosum, Acute Myelogenous Leukemia, Bone Marrow Transplant, Chronic Pain syndrome, Chronic Kidney Disease Stage 3, Major Depressive Disorder, Radiculopathy, Bilateral Hip Pain, Insomnia,Left Groin Hernia, Bulging Disk in Lumbar Spine, Tear in Lumbar Spine, Tendonitis and Bursitis in both hips, hypoxia due to sleep apnea and new problems with my lungs. Have had 2 abnormal CT scans.

NiNi53
Veteran Member


Date Joined Mar 2011
Total Posts : 816
   Posted 10/20/2011 8:39 AM (GMT -6)   
Hi Jim, I also agree with everyone advice, dont give up.  Go to the office and see someone in person, explain what happened, most will give you at least what you have to have on an emergency basis.  I do think its better if they can see you, again put a face on the problem, and you may get better results.  From now until Feb is just to long to be completely miserable.
 
Good luck, take care
 
K
 
degenerative disc disease, fibromyalgia, osteoarthritis, neuropathy, lumbar laminectomy july 1998 no help, rechargeable neurostimulator unit low right back w/lead wires to left side and right leg unit not working just sitting there.i am 57 years young in may will turn 58. i have 2 grown daughters, 25 and 29. i have 2 grandchildren, 9 year old grandaughter and 5 yr. old grandson

bayoub2
Veteran Member


Date Joined Sep 2006
Total Posts : 2861
   Posted 10/20/2011 2:48 PM (GMT -6)   
Try pparx.org for free meds...I get all my scripts except hydros (2.54) through a catholic group of volunteer pharmacists so look into that maybe. I have been there.Older meds are very inexpensive.

Good Luck
Maggie

the forgotten
New Member


Date Joined Oct 2011
Total Posts : 3
   Posted 10/20/2011 3:33 PM (GMT -6)   
Hello,
  I feel for you! I have to hide my pain pills my husband will take them all and I have nothing for when I need it!
 Wow is there anything you could take over the conter that might help?
  Your doctor can he give you something he has in the office so you won't need a precription?
  My husband is a jerk and makes light off my pain to!  I've had it sense 96. He rolls his eyes. I hope you find something to help!

momtofourangels
Veteran Member


Date Joined Apr 2010
Total Posts : 2265
   Posted 10/20/2011 3:56 PM (GMT -6)   
Hi Jim

I'm so sorry that this has happened. I would go to the office and talk to someone. Take the others advice also. I wish you good luck.

love and hugs
Loretta
Dx: osteoarthritis, bursitis in left hip, Osteoarthrits in right hip, compression fracture in thoracic spine due to falling on frozen ground March 2001 , ddd, spinal stenosis, bone spurs, osteoarthritis in spine, osteoarthritis in both knees
Meds: Fentanyl patch, oxycodone, otc: BenGay, Tylenol Arthritis on occasion

bayoub2
Veteran Member


Date Joined Sep 2006
Total Posts : 2861
   Posted 10/20/2011 4:20 PM (GMT -6)   
Yeah, I hide my pain pills and my adderall too from my husband...he feels he should get half cause he's tired and in pain. I told him go get hos own and he thinks I am the giggest B. I get painful steroid shots in my butt, I need those meds to function...he like them cause they make him feel good. No wonder none of us can get our meds without a hassle.

Jim there are other options, charity pparx.org, samples, no cheap replacement for fentanyl patch but ther are plenty of potent pain pills that are dirt cheap, Get a heating pad, lots of good books and settle in for a few rough months

Good luck

maggie

Chartreux
Veteran Member


Date Joined Aug 2006
Total Posts : 9664
   Posted 10/20/2011 5:17 PM (GMT -6)   
Awe Jim,
So very sorry this happened to you, but try calling and see if they can help...and maybe
see if your wife should be screened for alzheimers, just seems like maybe she needs a doctors visit
even if just for a check up...that would worry me...Hope things get better for you, will be thinking of you...
well wishes and Prayers
**********************************************
* So many dx's I could write a book* "It would be nice if we could use the edit button in real life"...
********>^..^<********>^..^<*******

Jim1969
Veteran Member


Date Joined Jul 2009
Total Posts : 2042
   Posted 10/21/2011 8:33 AM (GMT -6)   
I know I can probably get all my other medications free through various programs, but my pain meds....nope, no way, and the generic would cost me about $150 per month. I know this because I am on the generic version now and my pharmacy lists the retail price on the receipt to show how much insurance saved me.

The only other medication I have been on that was effective was morphine and there is no way my doctor would put me back on that even though it is about a 1/3 of the price of what I am on now. She won't put me on that because of all the problems I had when I was on it before.

We are going to call this morning and raise a fuss and see if we can get it overturned. If that does not work we are going to file an appeal, but most likely it won't do any good. Kind of went down this road a year or two ago when someone reported us as lying about our income and we got dropped and ended up having to reapply and wait 4 months before getting insurance again.
2 confirmed herniated lumbar discs. Spinal Arthritis. Spinal Stenosis, diabetic peripheral nueropathy.

Sherrine
Forum Moderator


Date Joined Apr 2005
Total Posts : 17895
   Posted 10/21/2011 9:54 AM (GMT -6)   
You might want to take your checkbook and a deposit slip with you.  Perhaps if you request that they do an automatic withdrawal from your checking from now on, they might be swayed to reinstate you.  You might have to pay the past four months premiums, too.  When I was on COBRA after my husband died, I forgot to pay...for two months...and I cried and begged them to reinstate me.  They did but I had to pay those two months premiums and I suggested the automatic withdrawal so there would be no more forgetting the payment.
 
Sherrine
Forum Moderator/Fibromyalgia

Fibromyalgia, Crohn's Disease, Ostomy, Autoimmune Inner Ear Disease, Diabetes, Osteoporosis, Glaucoma, Scoliosis
************************
God does not give us a spirit of fear, but of power and of love and of a sound mind. 2 Timothy 1:7

straydog
Forum Moderator


Date Joined Feb 2003
Total Posts : 16787
   Posted 10/21/2011 11:59 AM (GMT -6)   
Jim I am so sorry to hear this has happened. Wow. I think I would consider what Sherrine said and perhaps give it a shot, you have nothing to lose.

In the meantime, your wife may be the only one working, that should not have any bearing on who does or does not pay the bills or know how much there is or isn't in the bank or who is earning the money. What would happen if something were to happen to her and she was unable to access the bank acct, how in the world could you if you have none of the info and if you have no signature authority. Thats not a very wise move on her part and you should bring that to her attention.

One of our children has signature authority on all of our accts and knows what is where in the event something were to happen to one or both of us. My husband would rather take a beating than pay bills and I know who would have to come over here & take care of things if I was unable to. We also have her listed on our debit cards, yes we do trust her explicitly, no worries there.

Take care.
Moderator Chronic Pain Forum

stripey
Veteran Member


Date Joined Feb 2011
Total Posts : 1059
   Posted 10/21/2011 2:56 PM (GMT -6)   
Can you not get your bills set up by what we call direct debit in UK. This takes it automatically out of the account so no need to remember to pay them. I would also talk to your wife, if it is a joint account then you need to have access to it as well and need to know what is paid and when in case she isn't able to pay them for whatever reason. If they go out of an account in her sole name then maybe consider setting uo a joint account just for the household bills and then a set amount can be paid into it each month and she would keep her other account information private. Is it that she doesn't want you to know how much she has or gets paid, is she major wage earner? This happens all the time and that is why a joint account just for the household bills and having a set amount paid into it to cover them is a good idea. That way wages/benefits still go into the sole accounts and never can see the other but both have responsibilty on paying the bills and both can check it.

Hope you can get something sorted soon.
Crohn's, antiphospholipid syndrome, Crohn's arthritis, very low blood pressure, low kidney function, ezcema, asthma, ileostomy, numerous surgeries for abscessses & strictures. Humira - very bad permanent side effects incl joint pain, hair loss, fatigue & nreve damage. Azathioprine, immodium, simethicone, fludrocortisone, oxycodone, gabapentin, tramadol, amitriptyline, Folic acid, vit d & calcium.

cogito
Veteran Member


Date Joined Oct 2010
Total Posts : 932
   Posted 10/21/2011 3:23 PM (GMT -6)   
I am sorry this has happened to you and you must be steaming angry with your wife. It boggles my mind how such an important bill would go unpaid, and I'm sure you're concerned about why she didn't pay it. But that's something, regrettably, the two of you will be dealing with.

I don't have a suggestion regarding how to get reinstated, but in light of what happened, I want to suggest something that my wife and I do (edit: I see that stripey has the same thought). We each get paid through a direct deposit into personal accounts, then at the start of each month, we transfer into a common household account a monthly estimate of our bills.

So, though our paychecks are our own, we both transfer some amount into an account we can both access.

From that account we use the electronic bill pay for all our common bills (mortgage, insurance, utilities, common credit card, etc.). We both can see on that one site what bills have and what have not been paid each month.

Via the above, we each can spend what we want, save what we want, etc. from our pay, but we share access to a common pool and share responsibility for our common bills. Hopefully, your wife would be willing to agree to a shared monthly bill-pay account in the future.

Post Edited (cogito) : 10/21/2011 2:26:38 PM (GMT-6)


Jim1969
Veteran Member


Date Joined Jul 2009
Total Posts : 2042
   Posted 10/21/2011 3:43 PM (GMT -6)   
Nope...our state does not have auto pay for Medicaid premiums. If it did I would insist it be one thing we sign up for.

Did have a small bit of good luck today in all of this. I got my script for my pain meds today and it went through OK...so it does look like the cancellation is not in effect until the end of the month. I also did some calling around and at one pharmacy here in town I will be able to get my 4 mg pain meds scripts filled cheap enough that I can swing it. I just wont be able to get the 2mg portion filled. (I take 6 mg of it but it does not come in a 6mg dose). 4 is a lot better than nothing.

I also got my wife to turn over all account ID's and passwords and finally agree to letting me handle paying the monthly bills.
2 confirmed herniated lumbar discs. Spinal Arthritis. Spinal Stenosis, diabetic peripheral nueropathy.

momtofourangels
Veteran Member


Date Joined Apr 2010
Total Posts : 2265
   Posted 10/21/2011 5:13 PM (GMT -6)   
Hi Jim It's great to hear that you got your meds filled ok, you can get at least 4mg of your meds cheap, and your wife turned all the bill paying over to you. I'm so happy for you. I know you're really relieved at this point, and I am for you. Take care.

love and hugs
Loretta
Dx: osteoarthritis, bursitis in left hip, Osteoarthrits in right hip, compression fracture in thoracic spine due to falling on frozen ground March 2001 , ddd, spinal stenosis, bone spurs, osteoarthritis in spine, osteoarthritis in both knees
Meds: Fentanyl patch, oxycodone, otc: BenGay, Tylenol Arthritis on occasion

Lasardo
Regular Member


Date Joined Jan 2011
Total Posts : 373
   Posted 10/21/2011 6:21 PM (GMT -6)   
Congrats Jim sure you are relieved ..happy situation may have shed some light..
For all of you people that are letting you husbands take your medication! You are turning them into addicts! They will have to take them as much as you and when you need them to function you Be out .,leave them at a neighbors, a friends house if you have to!
Question fo 9yrs chronic pain,
Also on fentenyl 100 mg since 2004.. do you find that none of your other medications work? Like breakthru and anxiety medications ? I only find somas to work..
Crohns dx,Pelvic Floor Tension,Pelvic Adhesive dx,Interstitial Cystitis,Ileostomy,Severe Scoliosis,Chronic Pain,Arthritis,BP1,Anxiety/Panic attacks,Several reconstructive surgeries,dx,fibromyalgia.42 degree scoliosis,pelvic tilt and neurological impingement, complete loss of neck curve and degenerative disc dx

Purgatory
Elite Member


Date Joined Oct 2008
Total Posts : 25393
   Posted 10/21/2011 7:08 PM (GMT -6)   
Jim,

Sorry to hear about your situation. Sounds like you were between the proverbial rock and a hard place. Was glad to read your later post, updating your situation. Hope that buys you some time with your meds until you can get things straightened out again.

Good luck,

David in SC
Age: 58, 56 dx, PSA: 7/07 5.8, 10/08 16.3
3rd Biopsy: 9/08 7 of 7 Positive, 40-90%, Gleason 4+3
open RP: 11/08, on catheters for 101 days
Path Rpt: Gleason 3+4, pT2c, 42g, 20% cancer, 1 pos margin
Incont & ED: None
Post Surgery PSA: 2/09 .05,5/09 .1, 6/09 .11. 8/09 .16
Post SRT PSA: 1/10 .12, 4/8 .04, 8/6 .06, 2/11 1.24, 4/11 3.81, 6/11 5.8
Latest: 6 Corr Surgeries to Bladder Neck, SP Catheter since 10/1/9, SRT 39 Sess/72 gy ended 11/09, 21 Catheters, Ileal Conduit Surgery 9/10
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