Jim, thank you for the link. I called my PM doc, and he and I are making a plan to handle withdrawals from fentanyl patch if the insurance gets canceled despite appeal.
Maggie, it is Medicaid that is canceling because of my husband's income. It is just over the limit of the income guidelines. Throw in that his employer's insurance allows 6 visits per family per year and don't cover any of my pain management appointments or psych stuff. They cover 2 of my 6 meds at $30 a prescript
ion, even if the rx is cheaper than $30. I have a $40 office copay, then a $2000 deductible for hospital/surgical. It doesn't cover labs, x-rays or diagnostic studies. All of which I have to have regularly.
I feel as though no one wants to help, or knows what to do for me. Add in that my long-term disability claim has been re
opened after an appeal I filed months ago, and it looks as though I may get even a partial approval, and now I have some money to cover meds for the required 6 month wait until the PCIP insurance can be applied for. The dept of welfare here that administers the Medicaid, PCIP, and Medicaid for Disabled workers is encouraging me to get any kind of work, even cooking or baby sitting for a neighbor, and then reapply for Medicaid for disabled workers.
This doesn't make any sense. We make too much for Medicaid, but if I make $10 a week cooking for a neighbor or babysitting, as long as we don't make $XXXX a month, I can get Medicaid? But I can't get it when we make under that $XXXX a month now?
Am I the only one who has had this trouble? Who else doesn't get the system? I checked on private insurance, and the cheapest plan for me is $895 a month, and it won't cover my injections or 2 of my meds.
I GIVE UP!