Wow, you've got a lot on your plate! Welcome to the site, and I'm glad you joined and posted. It's really good to have a place to vent and talk to other people who share similar experiences.
I can't imagine what it would be like to be in your shoes, having to go through the near death experience on top of child birth is just beyond me. I don't think anyone can judge you when you had something so crazy like that happen to you, and you both came out of it alive. I'm glad that you lived, and I'm sure it is hard to deal with that experience and the health issues you now have in part of it. Plus having kids is hard work by itself, let alone when you're ill!!
So I applaud you for working hard for yourself and your family in this really tough time. You've been through nightmarish stuff that most of us would never even want to think about happening to us--but you're still here. Sorry you had to go through that though, and that you're still dealing with the effects.
Also, I don't understand the investigator thing. It sounds creepy and strange to me, honestly, I have never heard of such a thing before. I would really consider taking an attorney, even if it costs alot. Are you getting SSDI, or just short term benefits? Do you qualify for SSDI, or just SSI? I'm just not quite sure what Hartford is other than insurance, so are you just saying you're getting disability payments from them as part of your insurance plan that you had with them?
I'd definitely focus on the SSI application. Talk in depth to your medical and mental health doctors about it and see if you can have them fill out a type of form called a Residual Functional Capacity form. It just describes what actions you can and cant do and how your conditions limit you. It might help your case if you haven't already had one done, though you might have since you've been dealing with the insurance company for awhile now.
Anyhow, I'm glad you posted and I hope you will keep us updated! :)
--Patrick, aka Misterkatamari
I'm active on several boards. Main issues are: Chronic Pain due to Scoliosis & 2 Herniated Discs, possible DDD and arthritic facet joints. Also active in the Depression/Anxiety boards. Meds include: Prozac 40mg, Xanax .5 mg, Tramadol 50mg
“We must let go of the life we have planned, so as to accept the one that is waiting for us.” - Joseph Campbell