I have been waiting for an answer from my state assistance department for 45 days about reinstating my health benefits through the workers with disabilities program. I can't get a direct answer why I haven't gotten an answer yet. The people who do answer the phone are not caseworkers and treat me rudely when I call, even when I am being very kind. My caseworker says the coverage is denied, even though I meet every requirement that was stated on their application papers, income limit, disabilities, medications required for daily living, and getting other services that meet the federal guidelines for below the poverty level. Yet, the caseworker wants me believe that we make way too much to qualify for the medical coverage for me.
What I want to know is how someone who is under the federal poverty level is supposed to be able to afford health insurance? How do we afford the premiums, copays, and the medications and treatments the private insurance doesn't cover and still be able to pay bills and buy food? It doesn't make sense! Just throw us out and make me choose between the medications to be able to get the most relief for the least amount of money.
I am still waiting on the prescription assistance application reply from 2 companies. I haven't had my depression and anxiety medication for 45 days, because my PCP refuses to prescribe those medications, and I am allergic to SSRIs. She doesn't know what to give me to help. My psychiatrist is too expensive for me to see without insurance, and I am ineligble for the county's mental health help until the state decides I am denied their assistance. IN the meantime, I am a wreck. I can't sleep, have panic attacks,and am so depressed that everything makes me cry.
It seems like they make it so difficult that the people who really need help have the hardest time getting it. Sitting in their office for hours waiting for my interview appointment because they would not allow a phone interview, filling out six sets of paperwork, getting to my doctors an hour away twice for paperwork, and countless hours of followup and phone calls because nothing is moving. Who can handle all of this?
I keep praying my husband gets a new job that has insurance that will take me and cover at least some of what I need. THis way I will no longer be a burden to the system as I have so obviously become. I am so disgusted with the treatment, I called my state representative. His secretary called and is having them work with me today. If I am having so much trouble, I wonder how other people who are much less articulate and don't have internet and access to help cope with it.
Thanks for listening to my vent.
The worst sin towards our fellow creatures is not to hate them, but to be indifferent to them. That's the essence of inhumanity. George Bernard Shaw
Pelvic adhesive disease, IBS, SI dysfunction, arthritis, fibromyalgia, depression and anxiety, 11 pelvic surgeries for pain, adhesions, endometriosis, adenomyosis, ovarian cysts, and ovarian remnant syndrome.