Taking overdoing it to a new level

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Retired Mom
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Date Joined Feb 2010
Total Posts : 1753
   Posted 2/26/2012 3:59 PM (GMT -6)   
Hello All,
 
This is slightly off topic, but my family and I have been undergoing a MAJOR renovation of our home (with no advance notice).  We had a MAJOR shower leak that was unknown to us and apparently it had been leaking for many, many years.  It had caused massive mold and rot to an extent I could have never imagined.  It's no wonder I get really sick when I stay in the Master bedroom.
 
Anyway, we have had to move three bedrooms, two bathrooms, six closets, the dressing room in the second bath, and will also be moving the den and having to buy an entirely new central heating and air system (to be installed in an overcrowded attic).  I have decided I must be a hoarder nono .  My motto is don't do it again!
 
Anyway, I now have no bathroom, no bedroom, no master closet...you get it. There are no floors, no walls or anything.  Even the flooring in the entire living section of our has has to be replaced.
 
So to save money...I'm sure you understand...I have been doing a great deal of sorting and packing (with the help of a few friends) and my husband has been moving furniture after work.  I have had to go through each and every drawer and closet and everything else you can imagine for the last several days.  I can't sleep with my hubby well at all because of his snoring and my back pain!  I hurt everywhere. 
 
I've even had to remove three bedrooms, two bathrooms, and one long hall's worth of wallpaper border by myself.  I am overwhelmed by everything and about to break!  I could never have imagined this much damage from a hurricaine!  It is unbelievable! 

I'm also exhausted from waking at 1:00 to 2:30 AM everyday and then working all day.  I just can't do anymore, but I don't have a choice.  We even have to re-paint the whole house too because of the cracking in the walls.  It will be way worse because they are going to have to jack up the beams in two load bearing walls...the main one in the center of the house and the one that runs through the master bedroom and my daughter's room.
 
All of this is causing me to flare to a level that is starting to freak me out.  Of course having my whole family stay in the addition we added last year (which is really only made for one/two at the most) and having the whole house full of boxes and furniture is making all of us crazy too.
 
I just had to vent for a while....please, for those who pray, pray that insurance will cover more than initially determined (since it is not a drop in the bucket).  I need some help on this one or I am going to be going under by fixing a problem that I inherrited.  It's apparently been leaking for better than 30 years!  I've only been living here 10 and had all the carpets replaced when I moved in.
 
Thanks for any kind thoughts or prayers.  If you don't pray, please do not be offended that I asked.  I do not wish to put my religious beliefs on anyone else.
 
Thanks for listening to my vent guys.
 
You mean a great deal to me and I need you right now.

stingray
Regular Member


Date Joined Oct 2009
Total Posts : 175
   Posted 2/26/2012 7:05 PM (GMT -6)   
Hi Mom
Wow is all I can say. Sounds like it would be easier to build a new house. I know you can get a very large storage container they drop in your driveway for just such a renovation job. You move everything into it. It's kinda like a moving van with no wheels. I'm a carpenter by trade so I know how much work your talking about. Mold is no laughing matter. All I can say is try and stay focused on the beautiful house you will have when it's done. Few people know the stress that comes with a large renovation unless you've done one. I will certainly keep you and your family in my prayers. Your just gonna have to take it one day at a time. Good luck and my thoughts and prayers are with you.
Your friend Randy(Stingray)

grandmaroses
Veteran Member


Date Joined Jan 2011
Total Posts : 1355
   Posted 2/26/2012 8:41 PM (GMT -6)   
You will be in my thoughts and prayers. I can not imagine what you are going through because it sounds far worse than I have seen. I hope your insurance comes through and you are able to get contractors to get your home put back together.

Retired Mom
Veteran Member


Date Joined Feb 2010
Total Posts : 1753
   Posted 2/27/2012 2:58 AM (GMT -6)   
Thanks guys...I really appreciate it!

bayoub2
Veteran Member


Date Joined Sep 2006
Total Posts : 2861
   Posted 2/27/2012 6:45 AM (GMT -6)   
Hey dear

I CAN relate to your struggle. We lost it all in Katrina and they did bulldoze the house, it was full of mud and it was 15 ft off the ground!! We lived in a camper 30 ft long for 2 years while we built our home.
I know you must feel like you are going stark raving mad some days, living in chaos is so stressful and ups you pain level...
I will definitely remember you and your family in my prayers, as I know what you are going thru...Hang in there, do as much as you can but maybe put a quitting time or break up the work periods..You have my heartfelt wishes that you can get "home" ASAP...

Take care
Maggie
"We never realize how strong we are, until being strong is the only thing left"
Major Depressive Disorder, ptsd, fibromyalgia, chronic pain, l3/4, L4/5 gone, bursitis arthritis sciatica

seroquel, hydrocodone clonazepam norvasc multi vitamin and magnesium

straydog
Forum Moderator


Date Joined Feb 2003
Total Posts : 16295
   Posted 2/27/2012 6:58 AM (GMT -6)   
RM, its mess from what you have written here. I am assuming your homeowners insurance is going to b picking up the tab for all of this since it was caused initially by a leak that no one knew about. You spoke of having the house jacked up, yikes that sounds like foundation problems. I know here when there was mold claims they paid (home owners insurance) for the mold to be taken care of and put families in a motel while the work was being done. Not sure why you are having to do so much of the work you described. Hopefully you can get all this taken care of with your insurance and if more damage is found by the contractor, he can get the insurance back out there to supplement the claim.

Keep us posted.
Moderator-Chronic Pain Forum
Moderator-Psoriasis Forum

Retired Mom
Veteran Member


Date Joined Feb 2010
Total Posts : 1753
   Posted 2/29/2012 3:04 AM (GMT -6)   
Thanks for the well wishes.  Things are not going well.  The insurance man will not come back by and we don't know what they are going to pay for.  Every room (with the exception of the addition) is damaged and molded between the two floor layers.  I honestly spent the day in tears yesterday...tensions are running high to say the least.
 
Sleep..well that is another issue all together.  I have gone off the ambien completely and do go to sleep with the melotonin, but I'm awake between 1:00 and 3:30 AM every night and don't go back to sleep.  I'm sure stress has something to do with it.
 
Insurance is only as good as the adjustor...
 
 

Splashdancer
Veteran Member


Date Joined Aug 2009
Total Posts : 928
   Posted 2/29/2012 3:35 AM (GMT -6)   
Wow - I am SO sorry that you are having to go through this! You will most definitely be included in my prayers and I will make sure that you and your family are added to the prayer list at our church. I totally understand the frustrations of dealing with insurance companies. Many years ago, I managed a couple of construction/remodel companies. They were family-owned and they were wonderful people - there were many times that we did additional work 'pro bono' for a struggling customer when the insurance wouldn't cover any more repairs. I understand how hard it is and why you are doing a lot of the work yourselves - but PLEASE take care of yourself and be careful. You sound a lot like me - you know something needs to be done and you refuse to allow yourself to think you can't "do it all" - and then we suffer for it big time later. I know you want it all done and over with - I totally understand the stress and tension of the family being confined to a small place for a long time and the craziness of a massive remodel. Just please try your best to pace yourself and accept (heck, ask!) for help from friends, family, and/or neighbors. Also, if you haven't already, I would discuss the mold issue with your doctor and get your whole family checked out - that mold can be some nasty stuff. Good luck! And again, you are all in my prayers.

Try and have a peaceful day.........

bayoub2
Veteran Member


Date Joined Sep 2006
Total Posts : 2861
   Posted 2/29/2012 6:45 AM (GMT -6)   
thinking of you this morning,,,hope that jerk will come by today..you are in my prayers

Maggie
"We never realize how strong we are, until being strong is the only thing left"
Major Depressive Disorder, ptsd, fibromyalgia, chronic pain, l3/4, L4/5 gone, bursitis arthritis sciatica

seroquel, hydrocodone clonazepam norvasc multi vitamin and magnesium

di43
Regular Member


Date Joined Jan 2012
Total Posts : 108
   Posted 2/29/2012 12:51 PM (GMT -6)   
Hi Retired Mom

I`m so sorry about all you`re going through. I can imagine your pain is terrible at the moment with all that stress and also constantly waking up in the night doesn`t help. I also find with melotonin I wake up most nights at least once but I`m sure it`s stress related like you said. I will keep you in my thoughts and hope you get a positive outcome with the insurance.

Take care,
Di xxx

Retired Mom
Veteran Member


Date Joined Feb 2010
Total Posts : 1753
   Posted 2/29/2012 1:05 PM (GMT -6)   
Still waiting on the JERK!!!  Each photo from each room is much worse than the last.  The room I was sleeping in was cut out today.  The mold is actually growing like some sort of fan out from a central stalk in some areas.  I have no idea what this stuff is, but it can't be good!!!  There is, of course, white mold, brown mold, black mold, spotted mold, mold that looks like an underwater plant and rot, rot, rot....of course...they don't pay for rot, so what does that mean for me????
 
I have printed the CDC's info on mold and my step-father has gone back to the main insurance office again to complain (again).  The adjustor is still blowing us off and the guy over the office is (although very polite) not doing too much to help.  If nothing changes by tomorrow, it looks like the lawyer is going to get involved. 
 
After reading all of the info I could find, this may be what has been causing many of my problems and pains...not the back, but many, many others!

Snowbunny21
Veteran Member


Date Joined Jan 2010
Total Posts : 3557
   Posted 2/29/2012 2:22 PM (GMT -6)   
Sorry to hear things are not going well for you in this big mess:(

When I was married, we went away for our year anniversary for a week. It turns out that a pipe burst in between our top and main level and kept leaking like crazy until it started coming into our neighbors townhome so she called the water company and turned off the water...She didn't have our phone number so we didn't know until we got back home days later...

By then, they kitchen was destroyed, celing falling down in living room, all carpet and flooring destroyed, and basement was a total loss....

We found out that our regular homeowner's insurance did not cover this and it was only because we had extra type of flood insurance that it was completely covered...

It was close to $50,000 worth of damage....and they paid for us to stay in Marriott's executive apartments for 3 months until everything was remodeled...We were blessed in they came out two hours after we called and they immediately put us in a hotel for 2 nights until they found the 2 bedroom apartment....

So...I'm totally hoping that your insurance will cover the costs for you...but I'm shocked that they have not gotten you all out of there while the work is being done..That's the entire point if you are covered to not be around the mold....

Have you looked at the policy to see if they should be providing optional housing for you? Also, does your policy have any mention of coverage of mold?

I really hope it's not a case that it's not covered without the supplement to the insurance...We had no clue until it happened that "flood" meant anything to do with water damage and not just an act of God type flood .....

I am certainly praying for you as I know how hard this must be with your pain and trying to switch over for your sleep habits...

Sending you some major hugs today!! (( ))

Post Edited (Snowbunny21) : 2/29/2012 1:31:55 PM (GMT-7)

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