Posted 8/17/2012 8:35 PM (GMT -7)
Get that thought out of your head (the silly part). Anyone that works hard and has paid into the SS system for years, is truly entitled to SSD when legitimately needed. It is not a hand out, it is not welfare, it's not begging. Let's just say some of certain political perssuasions are dead wrong when they portray SSD as a handout. It's not the case.
I don't know how long you have been working, but in my case, I paid into the SS system steadily since 1968, well over 40 years. I loved working, I loved my job and my career. It has grieved me to have lost my job and my ability to ever work again, even though I just turned 60. Mentally, this has been worse for me, than any of my cancer related problems or even my CP. I have big issues with no longer feeling relative to my former business world. But that's my problem.
From what my SSD attorney told me,the older you are when you apply, the better the chances are for approval. I believe I was 57 when I first applied. And one of the first things they do, is check to see how vested you are in the SS system in general. I was told in person on my first visit, that I was 100% vested, and set for the maximun amount of SS if I had retired for non-disability reasons. That really helped my case when it came time for a settlement. In the end, I am getting the max. amount I would have gotten, had I taken early SS at age 62. My SSD will turn into regular SS when I turn 62 anyway, and the amount will stay the same. I would have preferred to have worked till I was at least 65, because I would have gotten more money, but my disability status changed all of that.
I am not complaining, with me getting the max. amount on the SSD, plus having Medicare immediately (and we all know how expensive any health care insurance is these days), I am doing ok. If I factor in what I am getting, plus the dollar value of Medicare, I estimate that I am "bringing home" about 70% of my former take home pay from my last job. That part is good, but I would rather not have cancer, not have CP, and be working my tail off with my former employer. But it is what it is.
Sounds like you got yourself a good lawyer as your advocate now. Trust them to do their job. No, don't trust the system, lol, trust the lawyer, they know how to work the system.
Age: 60, 56 at PC dx, PSA 16.3
3rd Biopsy: 9/8 7 of 7 Positive, 40-90%, 4+3
open RP: 11/8, Catheter in 63 days
Path Rpt: 3+4, pT2c, 42g, 20% tumor, 1 pos margin
Incont & ED: None
Surgery Failed, recurrence within 9 months
Salvage Radiation 10/9-11/9, SRT failed within 9 months, PSA 4/12 = 37.x
Spent total of 1 ½ years on 21 catheters, Ileal Conduit Surgery 9/10,
7 other PC-related surgeries
Member of Prostate Cancer & Chronic Pain HW Communities since 10/2008
“I live in the weak and the wounded” – Session Nine (Movie)