You have been treated horribly!
However, I must say it depends on the specific
plan. I also have Medicare with Humana as a Medicare Advantage Plan. However, I've always insisted on choosing my own doctors, so I purchased the PFFS plan. (And in 8 years I've never run into a Dr that didn't take it.)
There are 4 types of Medicare Advantage Plans
Health Maintenance Organization (HMO) Plans
Preferred Provider Organization (PPO) Plans
Private Fee-for-Service (PFFS) Plans
Special Needs Plans (SNPs)
It sounds like you may have an HMO, where you can only get coverage with certain assigned Doctors.
But the bigger problem is with being unable to choose the level of treatment you want.
If a person doesn't want treatment beyond a certain point, it's insane that insurance companies, Drs, pharmacies, etc can use the "non-complainant" label and refuse treatment.
I've had a similar issue, but not nearly as severe, with my dentist of 30 years -- they want to do X-rays every year instead of every 2 years, and when I refuse them (don't want the radiation or to spend the money) they get all huffy. Haven't yet refused treatment, but I won't be too surprised if it gets to that.
I'm really interested to see how your situation plays out, Vickie, please keep us updated.
Post Edited (Lynnwood) : 6/6/2016 9:51:00 AM (GMT-6)