No help w/travel and lodging expenses, altho lodgings is pretty reasonable in Rochester, more expensive closer to the clinic, less expensive further away but GREAT shuttle and public transportation centered to the Clinic's hours and to appointments.
Until recently we had traditional BC/BS thru UAW-GM Hourly, now that is our secondary and Medicare is our primary. It used to be that our medical care at Mayo didn't cost us a cent but Medicare only covers 80% of most expenses and our secondary coverage whilst still darn good has been reduced somewhat.
Our previous experience has been that Mayo is actually cheaper for many of their procedures, etc. than locally. But the only time we've had close hospitalizations for comparison was back in 1976.
Hubby spent exactly two weeks in the hospital here for his back. He had a myelogram here that he didn't have at Mayo. He was in tractions twice a day here but never put in traction at Mayo. He was sent to Physical Therapy twice a day during the week here, but none on the weekend. He had two doctors in attendance here.
He spent exactly two weeks in the hospital at Mayo for his back the same year. Mayo used his local myelogram to determine his problem. He was sent to Physical Therapy three times a day at Mayo during the week and twice a day on weekends. He had a primary care doctor, a neurologist, a neuro surgeon, a dermotologist for the staph infection he developed at our local hospital and several neuro fellows at Mayo.
He came home from Mayo w/o surgery and was back golfing w/in 3 months. The Mayo bill which INCLUDED ALL THE DOCTORS was $1400 cheaper than the local hospital bill that did NOT include the two doctors.
Some people are like Slinkies... Not really good for anything, but they still bring a smile to your face when you push them down a flight of stairs.