Posted 12/2/2009 3:58 PM (GMT -7)
I currently have UHC and am very happy with them. It's true that it's a little bit expensive, but all of the major stuff I've had/been on has been covered (colonoscopies, Humira, mtx, etc.). My employer offers a choice of UHC or Kaiser, and I decided that I didn't like the idea of only being able to use Kaiser doctors (though I've heard that their specialists can be very good - I have a friend with CF who's been going to Kaiser in the SF Bay Area his whole life).
I'd recommend that you call UHC or speak to someone in the HR department at that company, and ask them specifically about what you would need to have covered. They should be able to tell you exactly how much out of pocket you should expect to pay, minimums, maximums for coverage, etc.