Hi, i'm so excited that you are going on a cruise! i love cruising and go every year, the next one is in September. Who cares where it goes any more -life on the high seas is perfect! (ok, mostly . ..)
As for cruising - glad you have trip insurance and don't know your particulars regarding it but Travelex is usually who I use and they are A+ rated. When I book the trip with my online travel dude I always tell him I need trip insurance. If you purchase at the time of payment pre-existing diseases are covered. The boat does have a medical team but they are rather expensive and everything goes on your sign and sail card . . .which is of course attached to your credit card. Where in the world are you going and what cruise line? we usually book with RCI, have been on Carnival and Norwegian.
In March the cruise boat knew somehow that I had trip insurance and during my first GI crisis the emergency service department called and set up a portfiolo - have only seen a few bills. When I got home I submitted paperwork for my spouses hotel stays, food and rental car. Really the first that I have ever had to do that but it was sure worth it.
We are always very careful to eat in safe places if we are going to eat or drink anything off the boat. Mostly don't in a lot of foreign ports. You will know your own body and what you can and can't do and how much sun and fun you can tolerate. We take big bubba kegs that keep water/ice cool and take powedered drink mix to use as needed.
Have fun and happy sailing!! Barb
Meds: Celebrex, Omeprazole, Liadla, Entocort EC 9mg/day, Vit D, Mulitvit, Omega 3's, Ambian, Neurontin.