Ok yesterday I was terminated from my job after nearly 22 years with them. Most of my benefits continue until January 31st, but my shortterm/longterm disability continues until Jan 20th. I have my benefits book for 2012 and read that if your employment is terminated you only are eligible until Jan 20th. But what if I apply for disability thru my employers plans before this date, would they only cover my disability till Jan 20th? This is a insurance plan benefit I paid for thru automatic withdrawals thru my paycheck. Being a paid insurance plan, does this not work like other insurance plans and if I apply before January 20th, don't they have to keep providing the benefits even after that date because I paid the premiums and am still on the books till Jan 20th and eligible till that date? Does anyone know? All help greatly appreciated.
And no worries I really think its a positive for me. I can't keep working like I have been because of living with this darn disease for over 36 yrs and the damage it has done to my body. I can still get state disability so will have money coming in, got a severance package so will have COBRA bene's, and then could go to SSDI from there.
Thanks for your help!
Crohn's Disease for over 36 years. Currently on Asacol, Prilosec, Estrace, Atenolol, Percoset prn, Zofran, Phenergan, Probiotics, Calcium, Vit D, Folic Acid, Magnesium & Xanax prn. Resections in 2002 & 2005. Also diagnosed w/ Fibromyalgia, Osteoarthritis. Currently my Crohns is in remission, but my joints are going crazy