Sorry to keep ansking questions, I hope no one else have had this experience, but my gut(no pun intended) tells me other wise.
I've told some of my story...Have past hx of thyroid cancer(thyroid removed and parathyroids don't work), MS and now Crohns. CD is so bad quit my job to go back on SSD( was on b/c MS). Got married, Husband on SSD b/c of DDD(whole spine is bone against bone). Good news is can go on SSD, bad news, we would make too much to qualify of any type of medicaid(medicare only pays so much medical). Got a job. The only job I could get working per diem,means when they need you and you can work you work, but they are short staffed and it will most likely be full time for 6 months. I can't risk being without medical insurance, I have looked into getting private insurance, they have told me I need to get COBRA from my last job. For the Next 18 months I will be paying $1500 a month or what I was told is if it lapes, I won't be able to get insurance if the job turns into one that offers benefits. Is this true? I have been so depressed over all this....I hope someone had better luck that they can share with me,I don't know if we can survive and pay COBRA(this doesn't include doctors and drug copays which if you don't have you don't see the doc or get the drug. Anyone HELP?