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Crohn's Disease
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Posted 8/20/2007 3:12 PM (GMT -7)
Okay so I got approved through this company and I didnt disclose my pre existing condition cuz I ran my MIB report and it was blank.

I have an appt with a GI that the ER here locally referred me to on Fri. I had told them I had crohns and would get the previous records from the other docs to them...THEN I realized that could get me into some trouble and that the insur company might drop me or exclude me.

Would you???

A. go to the appt..play dumb act like the doc told me I had crohns or mentioned it but that I have no medical records
or
B. CXL the appt find a totally different GI and just tell them my symptoms and thats all...act as though I have nothing

or

C. something else?
Posted 8/20/2007 8:30 PM (GMT -7)
Not a real good position to be in, I'm afraid.
Posted 8/21/2007 6:35 AM (GMT -7)
I think I would just play dumb. Tell you the truth I don't think you will have any problems. JMHO
Posted 8/21/2007 8:29 AM (GMT -7)
I'm sorry, but what do you think medical records are for?
Posted 8/21/2007 9:15 AM (GMT -7)
a fraudulent misrepresentation is reason for them to void your policy at anytime.
Posted 8/21/2007 10:13 AM (GMT -7)
You might want to research just how much trouble it could cause you if and when it comes out. The records exist, as you say. Getting dropped by the insurance if they find out is one thing, possibly getting prosecuted for fraud is another.
Posted 8/21/2007 10:42 AM (GMT -7)
Forget my previous post, I misread it. I thought you just got diagnosed last Friday at the ER. Boy, my fibro fog is in full gear today.
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