Open main menu ☰
HealingWell
Search Close Search
Health Conditions
Allergies Alzheimer's Disease Anxiety & Panic Disorders Arthritis Breast Cancer Chronic Illness Crohn's Disease Depression Diabetes
Fibromyalgia GERD & Acid Reflux Irritable Bowel Syndrome Lupus Lyme Disease Migraine Headache Multiple Sclerosis Prostate Cancer Ulcerative Colitis

View Conditions A to Z »
Support Forums
Anxiety & Panic Disorders Bipolar Disorder Breast Cancer Chronic Pain Crohn's Disease Depression Diabetes Fibromyalgia GERD & Acid Reflux
Hepatitis Irritable Bowel Syndrome Lupus Lyme Disease Multiple Sclerosis Ostomies Prostate Cancer Rheumatoid Arthritis Ulcerative Colitis

View Forums A to Z »
Log In
Join Us
Close main menu ×
  • Home
  • Health Conditions
    • All Conditions
    • Allergies
    • Alzheimer's Disease
    • Anxiety & Panic Disorders
    • Arthritis
    • Breast Cancer
    • Chronic Illness
    • Crohn's Disease
    • Depression
    • Diabetes
    • Fibromyalgia
    • GERD & Acid Reflux
    • Irritable Bowel Syndrome
    • Lupus
    • Lyme Disease
    • Migraine Headache
    • Multiple Sclerosis
    • Prostate Cancer
    • Ulcerative Colitis
  • Support Forums
    • All Forums
    • Anxiety & Panic Disorders
    • Bipolar Disorder
    • Breast Cancer
    • Chronic Pain
    • Crohn's Disease
    • Depression
    • Diabetes
    • Fibromyalgia
    • GERD & Acid Reflux
    • Hepatitis
    • Irritable Bowel Syndrome
    • Lupus
    • Lyme Disease
    • Multiple Sclerosis
    • Ostomies
    • Prostate Cancer
    • Rheumatoid Arthritis
    • Ulcerative Colitis
  • Log In
  • Join Us
Join Us
☰
Forum Home| Forum Rules| Moderators| Active Topics| Help| Log In

Problems getting health insurance?

Support Forums
>
Crohn's Disease
✚ New Topic ✚ Reply
❬ ❬ Previous Thread |Next Thread ❭ ❭
profile picture
rubixqueen24
Regular Member
Joined : Dec 2004
Posts : 162
Posted 9/19/2007 2:09 PM (GMT -7)
I just changed jobs to a small company so they do not have health insurance but pay $200 a month straight to the insurance co. we choose.  I am on Cobra since I have reached my out of pocket.  My question is when I look for health insurance in January will I have a hard time getting it because of my pre-existing condition?  I didn't think that I would but I am starting to second guess myself.  Let me know if any of you have had a difficult time.  Thanks!
profile picture
JudyK89
Veteran Member
Joined : Dec 2006
Posts : 1986
Posted 9/19/2007 4:09 PM (GMT -7)
First of all, once you're done with Cobra they have to offer you a comparable policy. It won't be cheap, but they have to offer it. Since it's going to be expensive, you may want to find a new one, so you need to start looking now because you don't want a lapse in coverage. Usually, if there's no lapse, pre-existing conditions should be covered. A personal policy is going to be a little expensive because of your disease (I'm assuming you have CD), but you may be able to find an HMO with higher Co-pays that isn't outrageous. I would contact a broker, someone who can and will look at different insurance companies, not one that works for one company.

Alternatively, you could talk your employer into offering insurance since it's a small company. They don't have to pay all of it, or even any of it, but a group plan would be a better option for you, even small groups can get you a huge break in pricing. 
✚ New Topic ✚ Reply




HealingWell

About Us  |   Advertise  |   Subscribe  |   Privacy & Disclaimer
Connect With Us
FacebookFacebook TwitterTwitter PinterestPinterest LinkedInLinkedIn
© 1997-2021 HealingWell.com LLC All Rights Reserved. Our website is for informational purposes only. HealingWell.com LLC does not provide medical advice, diagnosis, or treatment.