Thanks for your posts, i do inderstand that there is a risk factor with people who have depressive symtoms and other medical problems eg. chronic pain and that is why most companies will not hold life insurance but i still do not agree with it totally. Also to i have been denied for disablity as they say that i too donot meet the criteria as someone with a substantial reccurent condition even though that i have daily chronic back pain, somedays good somedays bad, and still being treated for depression/anxiety/ptsd, to me that is ongoing and recurrent> I am still in the process of appealling the SBT and my pysch doc is going to help me. Did they actually explain that you were refused disablity because you were or are currently taking meds. Anyway i will keep you updated and thanks again.
It's almost as if they are saying well you are depressed, but not taking meds that they would give you disablity, hows does that make sense? Do they think because were on meds that our condition is under control and we don;t experience mood changes etc. The insurance woman i asked me guestions like how long have i been treated for depression in my opinion was my condition stable, was i still seeking treatment etc, i answered honsestly yes to all the questions and explained that even though i am under medical treatment that i am for the most part ok however still experience emotional times just like anyone would under certain curcumstances but niether here nor there i was still denied the insurance, but still going to continue my journey with disablity in hopes that something will catch there attention and they will change there decision. Sorry for this post being so long better days ahead for everyone. Take care Twiggy2
Post Edited (Twiggy2) : 1/5/2008 4:08:24 AM (GMT-7)