Posted 6/18/2008 9:17 PM (GMT -7)
I am about ready to tell these people to go to he11, but I want that house. They're asking us to switch over to a local lender, which in essence does nothing for us except bump up our interest rate. They're demanding it because they don't trust online lenders. I can understand that much (there I go trying to rationalize away what I'm feeling... try again), but honestly. It's a nationally known and reputable lender. If they'd done any research at ALL, they would have known that. But these..... wanted us to use one of 2 or 3 lenders that they recognized. Not only is that low, it's illegal. I'm sure they didn't know that, but their realtor sure should have. I realize that the contract states that they can ask us to change to a local lender, but it is beyond illegal for them to try to tell us who we have to go through. Hopefully, since we've been pre approved for well beyond the asking price by the same lender that they are using, the same amount but a higher rate than the guy we have now, they'll shut up and back off. supposedly, they met with their realtor at 6 tonight about it and she was going to point all that out. Mine was supposed to get all the info and call me, but I guess it was too late for her to call when she got the info. Means I'll get it early tomorrow. Honestly, I don't see why they should even be able to see who our lender is, let alonr give a flying rat's tookus. As long as you get you money, who cares who the lender is. I know that they were trying to ensure that neither of us were getting screwed, but if they force us to go local, we'll get screwed by at least half a percent on the interest rate. Hopefully, once they saw that it was a reputable lender and that we'd been approved by someone they trusted for the same amount, they let it go and accept our bid. We're up against a guy with pretty much all the same contract except that his has a contingency of him closing on his house. We have no such contingency or any at all. If they accept our lender, then it's our bid that gets chosen. Otherwise it goes to him.
The other joy was that I found out that there are vicious rumours at work that could eventually cost me my job if they take it up with the right people. They claim I have "spoken negatively about Christians."
Honestly, I don't care what your religion is as long as you don't try and convert me or rub my face in it. (I'm an agnostic spiritualist.) In the office, if religion in any way comes up, I'll quietly extract myself from the situation or conversation. If directly asked, my response is "I'm not religious." I have never spoken ill about any religion, belief or faith in the office that I can think of. Frox, I try to not get anywhere near those conversations. But this ijit has decided that since I'm not with them (the Christians), I must be against them. He or she has even tried to go to my boss about it, trying to claim that I made for a "hostile work environment." Thankfully, his reply was "I have never seen any such action or even any inclination towards that. I'll watch for it, but I don't believe that's her nature." But... If they try and claim it, I'll pull EEOC on them Religion's covered under that. So if they want to start crap, I can finish crap.