I feel like such an irresponsible idiot. I didn't have enough in my account after rent/bills to pay the cable bill, but my boyfriend did (he lives with me and pays part of the bills).... or so I thought. I'm the one that keeps up with balancing the checkbooks but I screwed up and left something off so I thought he had more than he did, and now he's overdrafted $50!! This wouldn't be as big of a problem if he had a Florida bank account, but he still uses his one in Iowa and in order to avoid charges ($100 worth to be exact) I would have to go in to the bank today and deposit $50, which obviously isn't happening. I'm still holding onto the hope that his good friend who works there and also happens to be in charge of these things will not add the overdraft charges, because he has overdrafted in the past and has never ever gotten a charge, so we'll see..... I'm really upset over it though and I feel so stupid. From now on I'm just going to carry a balance book in my purse and write down everything as it happens. He always just uses his debit card and sometimes they wait like a week to post things to his account and it gets really hard to keep track of. Stupid debit cards. If I had known this would happen I would have just told my cable company that I would be 5 days late and there wouldn't have even been a problem. But I hate paying bills late, I've never even been late once on a credit card payment. Arrrggghh.
Sorry I just had to vent to someone because I certainly can't vent to my boyfriend... He hasn't realized his account is negative yet, I just told him "you have ZERO dollars in your account until Friday, do NOT use your card" and took it out of his wallet.
Sometimes I really hate being an adult. You know, they did a study recently that said elderly people are actually the happiest age bracket? When you're a kid you think it's terrible and you can't wait to be in your twenties or thirties, and then you get there are realize it's no wonder so many young adults are alcoholics and on all sorts of antidepressants and whatnot. I guess when you're much older, maybe you've paid off your mortgage and all your credit cards and you're just hanging out playing shuffleboard by the pool and just worrying about how long you have left, or maybe not even worrying. I'm afraid of getting old and dying but at the same time, if things are just downhill from here for awhile, I wonder how I'll be able to handle it...
On another note, I signed up for two college classes for this coming semester: General Pharmacology and Medical Terminology. I went for two years and did all my nursing pre-requisites but then decided I didn't want to be a nurse, and after a two year hiatus I've decided to go back and study for Health Information Management. So that's pretty exciting.