I wasn't condemning you. I wanted to help you, but the way your post was first written, it was going to be taken down because it violated the forum rules. I'm so glad to see you made the changes. :)
Here are a few options to get meds on the cheap:
1) Ask the doctor who saw you at the hospital/rehab house if they have any free samples they can give you. Cymbalta samples are often available at doctor's offices. I'm not sure about
2) Go to /www.pparx.org/
to see what prescript
ion assistance program(s) you might qualify for. I found out I can get my Lyrica for free for up to 12 months since I don't currently have prescript
ion insurance & make below their income threshold.
3) Check out www.easydrugcard.com/
. Their savings vary, but they can be substantial. On one medication, I saved $1200 per month by using the Easy Drug Card. They accept it at Walgreen's and a few other
locations. It will tell you on the website where you can go. It is totally free to get the card & you can even try to use it if you do have insurance.
4) If you have money, you can apply to your state's high risk insurance pool for medical & prescript
ion benefits. Most states have them. To find out if your state does & how to apply, check out www.naschip.org/states_pools.htm
. They are rarely cheap (I looked into it & for me, in my state, it was $400/month) but they do cover pre-existing conditions immediately. Some states have better rates than others.
5) It won't cover anything you've been treated for/diagnosed with in the past 12 months, but at least it could help you get treatment for the possible fibro pain & the skin condition -- you could look into a Short Term Medical Plan. Humana One and UnitedHealth One are the biggest providers. I'd start with them & they can tell you who the mandatory acceptance provider in your state is. With few exceptions (heart disease, cancer, diabetes, primarily), they accept new insureds. Read the policy carefully b/c some of them will cover new conditions right away & others have a 60-90 day waiting period. Short Term Medical Plans exclude pre-existing conditions so they are fairly inexpensive. I pay $130/month for mine, but there are cheaper options depending on your deductible. You can google the companies to find their contact information.
6) You can contact a Catholic-run hospital. Often times they offer Charity Care to patients without insurance. Their charges are based on a sliding scale, ability-to-pay. Since you make a decent living, you would probably pay something, but it should be much less than normal. They can check you out & also help you find ways to get your meds for free or cheap.
7) They don't have as much to offer as in previous years, but the Salvation Army will sometimes help out with purchasing medication. You could look them up in the yellow pages and give them a call. Sometimes local religious organizations are also willing to help individuals out.
I have some more ideas, but probably that's more than enough to start with. I hope that helps. Please continue to post & let us know if you are able to get the help you need or if you need some more ideas.