Wish I'd known

Hey Stumpy.. Welcome..

What's your location?  You in the Lower 48?  I ask because, I was a Payroll Adminstrator for a major Corporation and, know a bit about this kind of stuff...

Here in the states, (Californina) we have State Disability, which sounds like you would qualify for.  That will cover one year, if you are unable to work because of the depression, or whatever the Dx is.

Does your company have Long Term Disability?  That normally will pick up after the SDI ends.

Check out if your doctor thinks you are unable to work and see what he will be willing to sign for. 

If you are about to lose your job and, it is Because of the depression that you are unable to do it, you cannot be fired for an illness.  And the depression is what made you incompetent, I'm guessing.. ?

Talk with your health providers and therapists and see what they say about your state of mind before you took time off.  If it all points back to severe depression, you might be able to get the disability while you recover completely.

Good luck and keep us up to date.

I'm sorry you had a breakdown but look at this way. You are finding your way back. That's the good thing. You have recognized your shortcommings and are facing them head on. Remember one thing. You are the one person you have to believe in. Once you get that conquered, you can go on to the next one. Having the support of your family really helps too. Some of us don't have that luxury. 

As for screwing up your finances, boy can I relate. My husband is a gambler and thank God we moved away from that. If he really wanted to gamble, he could go to Conn. but he knows it would ruin us financially again. We were so far in debt that I had to declare bankruptcy and lost A #1 credit I had on my own for over 35 years. He had to bankrupt too and then we had to file together. We had every credit card maxed, lost our home, business and 2 brand new trucks for the business. The worst thing I lost was my self-respect and the respect of family. They are very judgemental. It's not the way of the Lord, it's just them. I try hard not to judge as the Lord said "Just not, lest ye be judged" and I figure we will have to answer to Him at the pearly gates. We now live in VT and he has a great job that he's good at and all his customers love him (he's a retail territory sales for a big company in dairy and others) He has a hard time expressing his feelings. He takes very good care of me but sometimes to excess on things. I am praying for a miracle. 

I hope you find comfort and solace here. Don't be afraid to tell us anything. Remember, you are a name without a face.

 "Lefty"  

Hi Stumpy,

Your husband sounds like mine.. !  :)  Except when the money isn't there then, he pouts.. haha.. Make up your mind.

HR is a good source for all the info you need.  And the doctors are your key to what you can qualify for.  I do know that if you can get the Disability going, it takes a very large load off of your shoulders and really helps with the ability to begin healing.

Let us know how it goes for you and just take this healing one day at a time.. you will get there.

Hi Stumpy,

Well, sometimes we go thru things only to find out that we didn't really understand what others were going thru, when we explained to them how to deal with their issues.  Can't really understand the processes, feelings, fears etc., unless we've been thru it ourselves.

Guess you could call this stage of your life a "Practicum."

When you come out of this, you will be of great value and a guiding light to others.  So, take notes, there Will be a Quiz.. !