Stumpytroll . . . yes, I would take advantage of the work counseling. I'm glad to see that you are seeing your debts organized in a way you can manage them. I hope you are able to manage w/o adding to them. It takes a lot of discipline, but well worth waiting till you can pay cash for wanted items. Have a great time on your vacation too!!
I hope this isn't a tired subject but. . . when we have a hard time verbalizing something to a counselor . . . it would be helpful to write it out, in detail and bring it with us to the counseling session. When I can write, I can better articulate as I'm not faced with another person and their reactions. I do this for doctor appointments because I tend to be close mouthed when I get there. It has worked well for me 90% of the time. Have even done it with hubby.
In His Grip,
UCTD (Undifferentiated Connective Tissue Disease),
Hashimoto's Thyroiditis, Depression, GI Probs, High BP, Glucose Intolerance
I have no medical training.
The message above is my sincere attempt to share with you. You are now my friend. Thanks for being here.