(((((Big Ole Bear Hugs)))))
CH, It's gonna be okay. I know that finances and feelings of obligation at this time of year overwhelm MANY of us. I hope it helps to know that you aren't alone. I have major medical bills that weren't covered 100% by insurance. We worked out a payment plan. You'd be amazed if you explained your situation to your creditors. Most are willing to accept small increments monthly until you can get back on your feet. I have one cardiology "balance" from an out of network Heart Clinic. They've turned it over to collection...G-r-r-reat!
You're my cyber sis, so I care about you. Sometimes life can be like "eating an elephant". You have to chew one bite at a time.
Stage 4 Endometriosis
Radical Hysterectomy w/Ovaries removed in 1993-94
Debilitating Pelvic, Vaginal and Rectal Pain
IBS w/constipation, Diverticulosis
Herniated Cervical and Lumbar Discs w/Nerve Compression
Arthritis, Osteoarthritis (Severe Bone Loss), DDD, Sciatica
Severe Depression, Anxiety, Panic Attacks
SHINGLES VIRUS IN MY EYE/FACE since 6/7/14...NO RELIEF IN SIGHT...literally=(