Hi Tamanna, I wanted to welcome you to Healing Well forum. We are happy to have you and try to help in anyway possible. There are some wonderful people here that are always willing to help and lend support no matter what they have going on in their own lives. I do hope you stick around.
I wondered if you have ever been seen by a psychiatrist or counselor for depression? Your two posts just scream it. A lot of what you posted are things that happen to all of us at sometime in our lives and sometimes it happens all at once like it has with you. It can be extremely overwhelming and when you have so many things to worry about that your thinking is a priority it can lead to a serious depression. I would suggest seeking out some counseling, so you can have someone to talk through these feeling with. Secondly, maybe if you have a primary care doctor you can make an appointment and speak to them about how you have been feeling and seek out an antidepressant to help you through this difficult time. Some people only take them for 6-8 months or so then ween off after their situations have improved.
As brownleaf stated financial debt can be sorted out. We here have a saying for this sort of thing...you cant get blood out of a turnip. Creditors calling and sending threatening mail can be extremely depressing but there are agencies out there that can help with this. Such as Consumer Debt Counseling, I went through it myself about 5 years ago. There are many other options you can find online and these agencies if you decide to go with one will get the calls and mail to stop.
In the meantime we are here for you...keep posting. Take care
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