Posted 5/24/2007 1:35 PM (GMT -6)
don't get me started talking about
insurance companies and the insurance industry in general! oh, he**!!!! too late.
if any group could make attilla the hun look like a flaming liberal, it would be the insurance industry. about 35 yrs ago, i thought about adding some life insurance. i was turned down because of "mental instabiity."
45 yrs ago i insured a car with an insurance company that used to be owned by a major retailer (of course i won't name the company or the retailer
). once they had insured the car, they decided that it was too old, so they cancelled my insurance. in those days they didn't have to give you a reason. no other insurance company would insure me, except as a "preferred risk," which is the highest premium they can legally get by with. i hadn't had a ticket or a chargable accident in my life.
insurance companies are famous for refusing to pay for "pre-existing conditions," which your depression would be. some will begin paying after a period of time, such as two to five years, others won't pick it up at all. (this may have changed in the past few years).
it is doubtful that anyone will provide you with health insurance, except at an increased premium that may make buying the policy prohibitively exensive. for example, i am disabled due to a back injury. when social security finally agreed that i ws disabled, i became eligable for medicare. i tried to purchase a medicare suppliment. at the time i could only find one that would insure me in the state of texas. my premium was rated the same as someone in their 90s (i was in my late 40s at the time).
i don't know if this tyrade is helpful or not. i hope that it is. don't be frieghtened - they're only people and it's only money.
That light at the end of he tunnel? It's an on-coming train.