There are several here on disability of one type or another. I am just returning to work after 4-5 months of disability insurance claims. It seems to be different for every insurance company - and different for Social Security Disability.
I had to wait a couple of times for the insurance to review the claim when there was new information from any medical testing.
If you do a Google search for Fibromyalgia Disability you will find some recomendations that I found usefull, #1 of which "They don't care what diseases you have, they only care how they are affecting you and what proof of this there is."
I will shut up now and let some of the others give there advise.
God has not given us a spirit of fear, but of power and love and of a sound mind.
DX: Fibromyalgia, Multiple Herniated/Desicated Discs, Multiple Neuropathies, Carpal Tunnel Syndrome, Nystagmus, IBS, Migrains, Atypical Tremor, Low D, Low T, High CSF Protien, Depression, Gluten Intolerance.
RX: Cymbalta 60mg, Lyrica 450mg, Savella 100mg, Zanaflex 4-8mg, Trazodone 50mg, Testostorone 75mg, Epidural Steriod Injections. OTC: D3 5-6000IU, Magnesium/Malic Acid, Calcium, B-12, GNC MegaMen Energy Vitapack.