Hi, there! I'm so sorry to hear you lost your job and insurance. I know it's expensive, but is there any way that you can continue coverage through COBRA while you try to obtain another job or other help for Frank? Has he applied for SS Disability? Since he is now listed, that should help his case. Give us a few details.
Post Edited (KathleenW) : 6/12/2010 7:25:27 AM (GMT-6)
Thank you all for the responses.
Frank & I are not married, so that answers one of the legal questions. Also, he has not worked for the past 22 years as I have always been the source of income and he tended to the house and such.
Our primary home is only in my name, but our investment properties are in both.
We will definitely seek legal counsel before removing his name from the deeds and for assistance in SSI or welfare.
I spoke with my HR representative and once I receive the COBRA application, our insurance coverage will be seamless. I'm concerned about the cost, but I understand that Obama's plan provides for substatial assistance.
Thanks again for the advice!
PG, they get you coming and going dont they. I also found out that if you collect disability till I think it was 62 you automatically switch over to retirement SS so if you didnt work at all the 5yrs prior your income on SS decreases alot from what you got on disability and changes your status to get state medical insurance unless medical deductables on medicare eat up a percentage of your cash income, many people get lost in this loop. You are considered with insurance if you get medicare so again a crack in the system. I know one man who will never work again because of three TP's, liver kidney and pancrease and he is now failing into this crack.....it was a tough road for them to get back his state insurance. You have to play the balance game with meds then do it with insurance.....