I think that would easiest to get through an employer. But if you are asking about
it, I guess you are trying to get it individually. I'm not sure how that works even for a group. When I had coverage at work, I had to fill out a form, but I wasn't dx'd yet and didn't realize I had any big issues . . . so I don't remember if there were health questions or not.
Carol . . . long term disability is an insurance policy that will pay a portion of your wages if you are sick/injured and unable to work for a long period of time.
I bet Lynnwood knows something about
In His Grip
AlwaysRosie "We can't control the waves, but we can learn how to surf!!"
Co-Moderator - Lupus Forum
UCTD, Inflammatory Arthritis, Diverticulosis, (recent dx - Sjogrens, Crohn’s 4/08)
Clickable Links: Lupus Resources Lupous.Org Lupus Criteria (4 of 11) Lupus Chapter Locator