Preexisting conditions are a big deal. People who work for companies or government agencies are sheltered from this type of discrimination. Individuals and small business are overtly discriminated against. If I still had my small businesses health insurance would not be possible financially or otherwise. Just try to get insurance as an individual if you have a chronic illness and/are older! Before I turned 65 I applied as an individual with 5 companies....4 turned me down cold and I had never really been sick but was 60. Fortunately, 1 took me and 18 months later started my AI journey. In 1 year alone my bills would have been $600K and we would have been financially runied....or I would have just died.
I know many people who came out of good jobs, particularly in high tech, but were made into consultants. They are paid well but the first to go and no benefits. Many that I know of all ages cannot get or afford insurance for themselves or families and these are fairly high income, skilled workers. This is the reality of the middle class unless you work for a big organization.
I don't know it this bill and all the changes that have to be made structurally over the years will work out but I know what we have DOES NOT work for a large part of America and is getting worse each year.
Hope it does work.
MCTD (lupus, scleroderma, polymyositis). Diagnosed 2005. Kidney, liver, GI tract, dysphagia, raynauds, Barretts esophagus, quadriplegic in 2005. Recovered and now active in skiing, tai, chi, hiking, golf. Meds: prednisone 2.5mg, imuran 25mg, amlodipine, benazapril, omeprazole, potassium, folic acid, vitamins, maxide and various supplements and vitamins.
Remain optimistic and you can overcome the odds.