They came after me a few times while on LTD, and at the 9 month mark, they cut me off.
I contacted a lawyer who said they are like snakes and will do everything in their power to make your life hell such as; having me followed, asking for paper work on top of paper work. etc
I decided I could not live like that.So I went back to work fulll time. It sucked at first but my company has been understanding of my sick days.
I would rather take welfare than be a slave to these insurance co's anymore.
The stress of them harassing me was worse than just going back to work.