i saw your post on my page as well and have been wondering if you know your antiRnp level? was it high or low? mine was pretty low but from what i understand it is never normal to be positive at all and once it is positive you defantily have an auntoimmune DX in the MCTD catergorie.. how your symptoms manafest later and what organs are effected can help to narrow that dx to lupus, scolerderma, raynolds, etc,,,. I think this is where i am at now... wait and see if i flare again and if so what does it effect. Please let me know how the Plaquenil helps as if may be in my future. Not sure about the medical premiums going up but i am sure any life insurence, disability insurence, etc will defantily go up with any chronic disease diagnosis.. maybe that is what your dr meant.