Disability rant

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NanaBee
Veteran Member


Date Joined Jun 2005
Total Posts : 541
   Posted 7/11/2012 11:48 AM (GMT -6)   
I am in the process of appealing my disability claim with my private insurance company. It is driving me nuts and adding so much more stress to my life that I don't need. Today they called and asked me why I can't work. UH, DUH, my doctor said I can't, I'm fatigued, in pain and cannot function. What more do they want. They want my doctor to write in detail why I can't perform my job. I have had a functional capacity test done and that doctor said I cannot work either. Geez, people, why don't you read what is sent to you.

I think I will write out why I can't work and list every little sordid detail and then take it to my doctor so she can rewrite it and add her input. I am also keeping a diary of how I feel. I think I will bring that to my dr. and have her send that in too.

I am so frustrated. We have lost our home and had to go bankrupt because I cannot work. Yesterday at the Bankruptcy hearing, I got hysterical crying before the judge and could barely say "yes" to the easy questions he asked me. I was so embarrased. I feel like I have been reduced to this whimpering, crying non functioning human being. I was a supervisor for 13 years and now I can't even function from day to day. How am I going to work??

Sorry for ranting. I'm just so upset. I think I need to go see my primary doctor and get something for anxiety and depression.

Mary Ann

couchtater
Elite Member


Date Joined Jul 2009
Total Posts : 14475
   Posted 7/11/2012 2:11 PM (GMT -6)   
Mary Ann, I understand your frustrations.
My doctor says I can't work too. I have two more monthly paychecks to come and then nothing.
I'm losing my health insurance in two months, including car, life, and dental. Fortunately I live in my folks' home and am single with no kids.

The stress of losing my job and all of the repucussions from it tore my nerves apart. I had to ask my doctor for something. He put me on paxil. I'm not crying all of the time and I can think clearly now. I'm still worried that my private insurance will fight my claim though.
Joy

NanaBee
Veteran Member


Date Joined Jun 2005
Total Posts : 541
   Posted 7/11/2012 3:22 PM (GMT -6)   
I hope they don't fight you either Joy. I'm not quite sure what the problem is with mine. Not sure they even know what Lupus is.

I have been able to consult with a lawyer and he wrote my appeal letter for me, so I hope when it actually gets to someone who is making the decision will read it and understand what is going on wit me.

I feel better now. I love to do crafts so I am working on some new items. It helps with the stress.

I have a Dr appointment on Monday with primary doctor to talk to her about my emotions.

Thanks for sharing Joy.

Mary Ann

pbjsammich
Regular Member


Date Joined Jun 2012
Total Posts : 66
   Posted 7/12/2012 11:38 AM (GMT -6)   
NanaBee, I am sorry you are going thru all of this, especially with all of what you have going on in your life. I, like Couchtater am fortunate to live with my parents. I find it interesting that people, even my rhuemie's office seem surprised about my not being able to work. I haven't worked since I came back from being deployed-I can't. No matter how hard I've pushed myself to move, it just wouldn't happen. Since I woke up with this, I've always wondered if it was just me, was I being a complete wuss about this or what. Believe me, if I could, I would work. That was my goal when I came back, to use my massage cert and massage privately, apparently that ain't happening and I am going to lose my national cert because I cannot afford the continuing ed classes or work. lovely vicious cycle. When I started working on my claims, I felt so annoyed because when the lady from SS called me to verify things, she even sounded like I was lying to her. I know they need to weed out the liars, but I am finding out, people out there that are supposed to help us do not know about or even understand lupus or any other auto-immune disease. As far as they're concerned, we look healthy, so we must be just lazy or cheat the system. I also know there are people out there that have and I hope it bites them in the butt for lying. But it does nothing to help the ones that really need the assistance. I get calls from a credit card company daily, I don't answer, what can I tell them? I don't have the money to pay. I did actually answer once and got berated by the person on the other end-I shouldn't have gotten a credit card in the first place if I couldn't pay for it, now, when and how much was I going to pay? yes, I know my so-called credit is shot now. However, how am I going to pay for anything if I don't have the money? Which goes back to the SS claim, they SAY I have money. I made a decent amount last year. Well of course I did, part of that year, I was deployed....now nothing.
 Sorry, I had to vent...
For some reason, some SS offices seem to have a more difficult time in processing than others. I don't know, hang in there. I keep getting told my case will be awarded with no problem. But, my particular case is a bit different than the usual. So, I know the denial letter that will come eventually. I'll add it to the stack of bills....
Hang in there, I think some good will come for you :-)
pbjsammich :p
RA SLE
Acid Reflux/GERD
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