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trd
New Member


Date Joined Apr 2009
Total Posts : 13
   Posted 4/30/2009 5:59 AM (GMT -7)   
Hey:
 
I am just getting started in this journey and I have been calling some of the different LLMDs and was just wondering why these docs do not accept insurance and was wondering if most insurances pay when you file the claim yourself?  I have BCBS and I can't afford $500-$750 for a first time visit not to mention all the labs, etc.  Does anyone have any insight?
 
Thanks,
td 

scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 4/30/2009 9:50 AM (GMT -7)   
trd, Do you have any out-of-network coverage? I also have BCBS and they have been very good at paying claims quickly. So far they have covered 80% of all visits after meeting the deductible for out-of-network and I've received reimbursements sometimes as quickly as a week, never more than two weeks. They even covered a large portion of the Igenex lab cost after I submitted a claim, even though they originally told me on the phone they did not cover Igenex at all. They also recently approved a total of three months of IV Rocephin after I was told by many that BCBS would never cover more than 28 days. I realize BCBS coverage in each state is different but I was told that NY was once of the worst and I've been pretty lucky so far. If you have out-of-network you might be in luck also. I hope it works out for you.

scorpio1960
Veteran Member


Date Joined Jan 2009
Total Posts : 914
   Posted 4/30/2009 9:52 AM (GMT -7)   
trd, I apologize for not answering your question but hope the info I gave helps. I understand all too well how overwhelming, confusing and frustrating this all is. Good luck.

trd
New Member


Date Joined Apr 2009
Total Posts : 13
   Posted 4/30/2009 12:04 PM (GMT -7)   

Thanks sooooooooooooooooooooo much for everyone's help.  I had no idea what a diagnosis of possible lyme disease would mean.

trd

 

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