Option A is certainly possible. Your immune system may have been able to keep the infection from causing symptoms until it ran out of steam (vitamin D status usually lowers as the winter goes on, if one is not taking supplements or eating certain kinds of fish regularly), or some other stressor occurred, such as an injury, another illness (cold/flu, food poisoning, etc.), stressful event at work, etc.
I don't know the timing of the tick life-cycle so cannot speak to the other option.
Chronic Lyme & Bartonella, Gluten & Sulfite Sensitivity, Many Food/Inhalant/Medication/Chemical Allergies & Intolerances, Asthma, Gut issues (dysmotility, non-specific inflammation), UCTD ("Secondary Lupus-Like Syndrome"), Osteoporosis, etc.; G-Tube; TPN via PICC (trying again to wean off the TPN).
Meds: IV Cipro, Heparin (to flush PICC line), Singulair, Claritin, Domperidone, Colloidal Silver, probiotics, digestive enzymes, Milk Thistle & other liver support herbs, Magnesium, Progessence+ (wild yam + essential oils), Moducare, homeopathy.