My neuro had been very reluctant to lay the MS dx down on the insurance until he was absolutely sure because of the issues you inquired about
Carolyn... it's very tricky business. So you gotta ask and get answers. And don't let on before you do so you can get coverage accordingly.
Fortunately for me my hubby's ins is good but his company went and switched companies midstream on me at one point and it kicked out a whole bunch of tests and caused a bunche of deductible chaos for us... even before with the fibromyalgia dx, at one point I was told that I'd have to have NO drs visits for 2 yrs related to the fibro in order to get coverage! Gimme a break! So my drs wouldn't write anything related to fibro... :) Ins co's annoy both my PCP/GP and the Neuro!
And HEELS? OMG... goodness you're a brave lady! It's Birkenstocks or my New Balance for me, heels went by the wayside years ago... back when klutzy got to be my middle name. :)
Fear knocked ~ Faith Answered ~ No one was there! :)
~ Ephesians 6:13 ~ * ~ Psalm 27:1 ~