I'm sorry, it's a really rough situation but as your finding out once many insurance companies see the word MS they deny or cancel life insurance. There are a couple of things you could check into though.
If anyone else in your family works, see if they can get you on their life insurance policy through their company. Many companies offer life insurance to their employees and families with no health questions or medical exams. This is how I was able to get my husband insured.
If that doesn't apply to you, try contacting your local MS chapter and see if they can recommend an agent that is familiar with MS and which life insurance companies are willing to work with you.
Investing is a good idea too. It might seem like a slow process but it can build quickly and give you and your family something to work with.
Best of luck, please let us know how you make out.
Co-moderator for Multiple Sclerosis
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