as long as you keep insurance, there are no preexsisting clauses, IF your insurance lapses though, you will have to deal with that. So, keep cobra.
Thats how it has been explained to us anyway, my husband changes jobs alot, he keeps getting better offers, lol.
Anyway, as for the surgery, i dont know about that, i dont think it would be considered elective, i know for my ileo i had to get preapproval for them to pay.
UC for 8 years, before finally kicking its butt and having a permanent ileostomy April 17 2007!
-I have gone to find myself, if i get back before i return, keep me here-