States differ as far as pre-existing conditions. New Jersey is a "guaranteed issue" state. NO Questions asked, but you pay dearly.
Chamber of Commerce membership will usually have an open enrollment where you can pick up a policy with again; no medical questions.
Under the "Pork-u-less" package the mighty government will pick up 65% of your cobra premium for 9 months. At the end of cobra you can stay with that insurance company, just pay the rate.