An interesting useful insurance benefit

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Veteran Member

Date Joined Nov 2009
Total Posts : 7187
   Posted 1/3/2010 1:11 PM (GMT -6)   
I was recently reminded by my HR person at work that our health insurance has a rather unique little benefit (I'm sure they mentioned this at orientation when I first got hired but that was a long time ago and I'm also sure I would have said "nice" and then forgotten about it).
Here it is: When you travel to a "Center of Excellence" for a medical need, and have to stay overnight, they will pay for your lodging, meals, and travel for you and your spouse.
Well, Univ. of Mich Hospital is one of those Centers of Excellence. I went there 3 times: first for a consultation, then for a biopsy, and then for a consultation with their team. Unfortunately, I didn't know about this for the first two trips and so I didn't save all of my meal receipts.  My expenses that I could produce was in excess of $550. and they are paying for that!
Pretty good. Has anyone else heard of such a feature?
BTW, I suspect it saves the insurance company funds in the long run since it encourages folks to get the best treatment.
63 years old
PSA-- 3/08--2.90;  8/09--4.01; 11/09--4.19 (Free PSA 24%), this after 45 days on cipro! DREs have always been normal.  
History of BPH/prostatitis. PCA-3 test: 75.9 (bad news, guaranteeing I have to do....): Biopsy on 11/30/09. Result of biopsy:

5 out of 12 cores positive. Gleason 4+3. More specifically: 2 cores were 3+3 (one 5% and the other 30%) on one side. On the other side:2 cores are 4+3 (5%)--1 core 3+4 (30%) no peri-neural invasion. prostate is 45 grams. Stage: T1C

REVISED BIOPSY REPORT: The previous was read by Umich. Slides were then sent to Dr. Menon at Ford Hospital. Here is their report (much better) -- changes in bold print below:

5 out of 12 cores positive. Gleason 3+4. More specifically: 2 cores were 3+3 (one 5% and the other 20%) on one side. On the other side, 3 cores were 3+4 (5%, 5%, 20%)

 Latest: Surgery with Dr. Menon at Ford Hospital, set for 1/25/10


Veteran Member

Date Joined Jun 2005
Total Posts : 528
   Posted 1/3/2010 6:36 PM (GMT -6)   
I've traveled to M.D. Anderson in Houston from New Jersey 5 times in the last two and a half years under that program. My insurance company called me to tell me that it's available to me. However, there is a $10,000 lifetime limit.

Tony Crispino
Veteran Member

Date Joined Dec 2006
Total Posts : 8128
   Posted 1/3/2010 6:44 PM (GMT -6)   
Same here. There is a limit, but many insurance carriers do cover travel experiences...

Prostate Cancer Forum Co-Moderator

Elite Member

Date Joined Oct 2008
Total Posts : 25355
   Posted 1/3/2010 6:55 PM (GMT -6)   
The Aflac Cancer policy my wife has on us covers such travel as well. So far, never had to use any because everything has been real local.
Age: 57, 56 dx, PSA: 7/07 5.8, 7/08 12.3, 9/08 14.5, 10/08 16.3
3rd Biopsy: 9/08 - 7/7 Positive, 40-90% Cancer, Gleason 4+3
Open RP: 11/08, Rht nerves saved, 4 days in hospt, on catheters for 63 days, 5th one out 1/09
Path Rpt: Gleason 3+4, pT2c, 42g, 20% cancer, 1 pos margin
Incontinence:  1 Month     ED:  Non issue at any point post surgery
Post Surgery  PSA: 2/09 .05,5/09 .1, 6/09 .11. 8/09 .16
Latest: 7/9 met 2 rad. oncl, 7/9 cath #6 - blockage, 8/9 2nd corr surgery, 8/9 cath #7 out 38 days, 9/9 - met 3rd rad. oncl., mapped  9/9, 10/1 - 3rd corr. surgery - SP cath/hard dialation, 10/5 - 11/27 IMRT SRT 39 sess/72 gys ,cath #8 33 days, Cath #9 35 days, 12/7 - Cath #10 in place

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