I am in Baltimore, but I am not your rep ;)
You will become automatically Medicare eligible AFTER 2 years with SSDI or if over a certain age- i have SSDI. Meaning, i qualify on grounds that i am disabled. (a lot of ppl. are ignorant and don't know the difference b/w SSDI & SSI).
SSDI Folks pay into the system. SSI Folks don't need to do squat, it is all based on income.
I too was declined first time, went the lawyer route, and everything has been fine since. Trust me on this.
And SS takes an odd amount out of my SSDI monthly check for Medicare.
Fyi, You can pick certain aspects of Medicare you want, aside the basic bare bones A/B that is what you are given. Part A/B is Medical and Hospital. Or pay Extra for Dental and Vision. An RX Plan etc. Other components blah blah.
For instance, I have a separate Dental plan, cause I didn't want to go to some podunk dentist and that is what worked out best for me..
I never have had to set foot in a court room. My lawyer has done everything for me. I have seen him once but I keep in contact with the attorney office often. I gave him the attorney my rejection papers and he handed me medical assessment papers FOR ME TO GIVE TO MY DOCTORS to complete. I directed my Drs. once they completed the paperwork, to mail it back to me, and I mailed the paperwork to my lawyer.
Sometimes SS will send you out to see one a Private Doctor they pay if they lack enough information about
a special medical condition that you are filing disability for. I was ordered by Social Security (SS) to go see a Psychologist for an assessment. For instance, I claimed or filed for anxiety or GAD (Generalized Anxiety). SS wanted more proof than what was in my filed apparently. So they sent me to a private doctor. No sweat though.
It is indeed very long, slow process too. Paper work gets moved about
the pace of molasses. So don't let it get you too worked up or aggravated.
Bear in mind, you won't be getting a whole lot of moolah from SS. In the end, it will be better than the $0 you're getting now, but don't think it be enough to go buy a new car, buy a day at the spa etc. That $700 or so will be mostly for expensive medicine and house bills. At least so I find. Since you're not working anymore. You need to be very wise with how you spend your monthly check. Save a few dollars if you can.
I learned and continue to learn everything I know from real-life experiences. Get in touch if you want to ask me anything. Hope you feel better.
Post Edited (archiestyles) : 5/7/2011 2:39:08 AM (GMT-6)