I will disagree about
the price being minimal in the case the insurance denies it. Reason being that what you see as the "list price" may actually be an "agreed upon" price when that in-network lab bills your insurance.
I looked back at my claims:
Public list price $175 + blood draw
Agreed price $100 + reduced allowance for blood draw.
Coverage benefit for preventative test -50%
So I pay about
$50 until my deductible is washed out, then 20% of the $50 until my $10k out of pocket is met.
BUT, when the insurance denies it (they did once, for too frequent and different doctors), all the agreed prices and benefits go away. The lab billed me the public list price, which I had to pay, without the benefit and application to deductible / OOP. Just like spending $175 anywhere but leaving empty-handed.
$175 is a good bottle of scotch for the tasting at GFMPH, and generates a lot more in positive vibes.
Moderator - Prostate Cancer(Not a medical professional)
My adjuvant IGRT journey (2010) - www.healingwell.com/community/default.aspx?f=35&m=1756808
HT (Lupron) 6-mo injection 9/12, 6/14, 12/14 (no more vacations)
Prolia 6-mo inj 12/12, 06/13, 12/13, 6/14, 12/14
Casodex started 12/14, end 3/15/15 after psa 30% rise
Zytiga started 04/15.