With retirement actually starting to come together, it's time to look even more seriously at health insurance. What I've found so far indicates the
open market health insurance is a containable cost for me, even though it's rather pricey.
I am wondering though about
the impact of PCa on health insurance, both cost and availability. There have been protections for pre-existing conditions in the Affordable Care Act, but where does that stand today? A court ruled against the constitutionality of the ACA, but does anyone know what's happening now? Are pre-existing conditions still "protected"?
I'll have COBRA from my workplace for some time, apparently up to 18 months. For me, COBRA is about
$300/mo cheaper than a plan on Michigan's market ,per a quote I got during the last
open Enrollment period.
My plan then is to carry COBRA until the next
open enrollment in the fall, then switch to a purchased plan on my own. Unless I'm hosed because of PCa.
Has anyone here researched this? It's kind of a developing situation it seems, and I don't trust what I find online. Web site info may not be current.
Thanks for any advice!
55@Dx on 4/16/13. PSA 5.2, G9(5+4), PNI+, cT3a by MRI.
IGRT - 44 sessions (79.2 Gy, 50.4 Gy pelvic)
ADT2 - Lupron+Casodex (5/13-3/16)
8/13-5/16 <0.1 (ADT2)
5/16-3/17 recovering from ADT2
3/17-7/18 ~ 0.6 - 0.8 (no TX)
10/18 = 1.0, 12/18 = 0.9My Story