Without getting into a debate, the President has said repeatedly that those who like their insurance will not have to give it up; the whole point of health care reform is to offer an option for those who don't have or like private insurance.
My Remi IV costs approx. $3400, $1635 for "medical services," $111 for supplies, and the rest is for lab tests. It's a little under $6000 total and I'm left to pay a little over $1000. I think I have an HMO as well.
Firstly i have to say that i'm so happy i found this forum as reading everyones stories and their struggles has made me not feel alone in my problems.
If the US was to get a healthcare overhaul i'd assume the private system would stay in parallel. Most countries with government assisted healthcare systems have private systems as well. I have private health insurance, however as there is almost always a gap to pay it is usually only really useful in times of "optional" healthcare (ie if you need treatment to improve your quality of life not save it the medicare won't cover it usually).
If i'm admited to hospital with a heart attack i have the option to be admitted as a "private" or "public" patient. The only real thing this changes is my ability to "choose" my doctor, which in the case of a heart attack it doesn't really matter as you dont really have time to research. The funny thing is, if you get admitted as a private patient unless you decide to see a different doctor of your choosing you would see the same doctor as you would as a public patient so there is no different level of cover in this situation, you stay in the same room etc. From experience this sucks as with private you have to pay a "gap" fee, so its usually better in an emergency to be admitted as a public patient even if you have private cover simply to avoid paying this fee. Go figure lol
Remicade would usually be considered "optional" and therefore i'd have to have private to get it/afford it, because i could still buy it at full price. Luckily as i described earlier a long list of drugs are covered by the government and remicade is one, so i am very very very lucky.
All in all though there is one thing i'd do if i had my time over again for pure financial reasons: Invent Remicade lol... because then it wouldnt matter where i was: i'd be rich AND not have to care about
its cost... haha
Post Edited (DougAu) : 8/9/2009 5:21:04 AM (GMT-6)