ktownharry -- I have been on Remicade for years now (at least 3, maybe more, I can't remember when I started). At first they were about
5,000 - 6,000 a pop. Now they are over 10K! Its outrageous to think that even an extremely wealthy person would have no problems paying this. Your situation is a bit different than mine, however, but I think you will nevertheless benefit from this info.
There is a program, funded by the government (through tobacco taxes, believe it or not) called the "Major Risk Medical Insurance Program" http://www.mrmib.ca.gov/mrmib/MRMIP.shtml . It is specifically for people who have been denied health insurance due to a pre-existing condition. Once you "graduate", insurance companies must accept you at a price no more than a 10% higher from the MrMIP fee. I'm not sure how it works for people who have insurance, and have been denied particular coverage -- that you'll have to look into -- I would think it would relate to a Dr's pre-authorization. Its not cheap, I pay around $500 a month, but the alternative is simply not an option.
Its been a blessing for me, as I have not had to be roped to a job in order to keep health insurance. Anyway, as screwy as our country is, I would not want to have Crohn's Disease in too many other places.
Post Edited (atom12) : 11/23/2008 3:39:49 PM (GMT-7)