Kasey, my cousins did that back in 1982. If I remember correctly, my cousin's wife needed major dental work. So they got married secretly (just their immediate families) on New Years Day. Their "real" wedding was Memorial Day. Most people never knew and even those that did find out, thought it was great.
I know this has been discussed before but now is when I am thinking about it for my son. Right now he is under our insurance until he is 23 if he stays a full-time student. If he gets a job that has group health insurance, can they turn him down? Or limit him? It would be very similar to what we have now (my husband works for a school district, my son is trying to get a job in a different school district). I know the best thing is for him to get group health insurance. Unfortunately that means giving up working as an auto mechanic (which is what he has gone to school for and what he likes) because most small garages (including the one he works at now) don't have insurance. And because he has Crohns (at least the doctor thinks so) he would have a pre-existing condition.
Also, right now he is working as a substitute for the district. No benefits (yet). He does have to get a physical form filled out by his regular doctor. One of the many questions asks about gastrointestinal issues (they ask about every system of the body). It asks "Have you ever had any of the following diseases, complaints, or injury or disease of the following organs? Stomach or duodenal ulcer, recurring indigestion, vomiting of blood, bloody stools, colitis, or any other disease of the stomach or intestines?" Does he have to acknowledge he may have an IBD? What would happen if he answers no (assuming his pediatrician doesn't mark it off)?
Sorry if I highjacked the thread. I know the thread was about self-coverage but my son finally has a chance to be covered by group insurance (and not have to stay a full-time student for the next 3 years ).
--Mom of bratcat (17 years old)--
Daughter bratcat was diagnosed with pancolitis October 2006
Asacol - 4 pills/3Xday, 2 tabs 6-mp/1.5 tabs 6-mp every other day, 25 mg prednisone, Remicade
11/14/06 - started prednisone; 1/28/07 - finished prednisone!
3/3/07 - began to taper off hydrocortisone sloowwly! Summer 2007 - slowly began tapering Rowasa. 9/07 -- flaring? Nightly Rowasa. 9/21/07 -- added hydrocortisone enemas. 9/30/07--added prednisone. 10/31--started 6-mp, stopped the enemas. Started lowering prednisone. 3/08-another flare!