I am curious as to why you need life insurance at your age? Do you have children? I have always viewed life insurance as one of those items that is really only necessary if you have children and have a spouse who does not work and would not have the ability to earn your income should you pass away.
Just my 2 cents.
I don't have children now but I do plan to have them someday! The younger you are the cheaper/easier it is to get life insurance, so I'm trying to prepare for the future now. I have a small existing policy from when I was a baby & hopefully I will be able to increase the amount on the existing policy. If I am unable to increase the amount then I will need to start looking for another company!
Thanks for your responses!