Medical bills that go to collection still goes on your credit report however many lending institutions overlook this as long as other creditors are paid such as credit cards, mortgage companies, car loans etc. We bought our first house 10 years ago and there was some hoops I had to jump in order for it to be approved because we filed Chapter 13 bankruptcy 15 years prior. And some of those medical bills didn't get in the Chapter 13. I still had to pay them before we were approved but all I had to do was give a letter to the lending company as to why the medical bills weren't paid. So yes, they should always be paid on time but they are lesser of the evil regarding bills - at least in lending institutions eyes. Of course there are always variations to this. It all depends on what you are going for in the future.
Moderator for Allergies/Asthma and Co-moderator for UC
~Left sided Uc-'92-Colazal(9 daily),6mp(50-100mgs),Bentyl, Prilosec,Biotin,Forvia,Pro-Bio**Unable to tolerate Asacol, Rowasa or Canasa**~Year-round allergies-Singulair, Zyrtec~Secondary Reynauds Syndrome-'04-Norvasc~Sacroiliitis-epidural injections~bulging and herniated discs C5/C6 & C6/C7~3 epidural injections-worked great!, OA in my fingers -Celebrex and Tylonel Arthritis
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