Ok - thanks- so it sounds like whatever the premiums that ones' employer now pays are what one would keep paying, except you'd be forking it all over out of pocket as opposed to one's employer doing so. So not "that" onerous except in the long term, I guess, compared to the cost of things like Remicade or surgery which could each be tens of thousands of dollars or more, for example.
Pancolitis ~20 years, once had a full med-free 10 year remission,
but flaring/simmering on and off for years, allergic to all 5ASAs
15ish mg pred,
100 mg Imuran TCM
Probiotics (PD, Cust.Probiot., Culturelle, VSL3, etc), DMSO,
boswellia, fish oil, many vits/minerals
Lower-carb version of Specific Carb Diet (SCD), Remicade newbie