Health Insurance

Hello All!

I am in need of some advice. I have ulcerative colitis (I was diagnosed in 99). I am a 26 year old female who is healthy beyond the UC. I had a flare up for about 1 year starting in Oct 2009, but I am now on Azathioprine and in remission :)

Anyways, I just graduated college in May and I now work for a non-profit that does not offer health insurance. I tried applying for an individual policy through United Healthcare and Aetna but was denied coverage.

I am somewhat at a loss and am scared! Does anyone have any advice?

Thank you all!!!!!!!!
Megs

I was never able to get private insurance with this conditon. I agree with Dr A. You could also try going through an HMO like Kaiser, I've heard they may insure you but the coverages won't be too good and the remiums will be high. It's really unfair :( Your company, non-profit or not should be offering health insurance.

You can also try looking here: http://finder.healthcare.gov/

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Co-moderator: Ulcerative Colitis
Diagnosed with Pancolitis & Migraines. Battling Extreme Exhaustion
Currently: Asacol (3200mg) + 6mp (25mg) + Pristiq (50mg) + Zantac (150mg) + Canasa (1g AM/PM)

It may not help you now but the new healthcare legislation will soon allow those of us with pre-existing conditions the ability to purchase private policies. I am sure when the phase in for this portion takes affect though. It could be now through 2014. Hopefully someone that knows more will be along shortly.

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Dx:Ulcerative Colitis March 2008
Dx: Crohns May 2008

No surgeries yet but I am desperately trying to keep my colon.
8 blood transfusions, SVT due to low H&H, Anxiety during new medication injections due to past reactions.
Been through MANY medications with mixed results
Currently on Lialda, Ambien (prn), xanax(prn) Bee Propolis 500mg twice per day. Rowasa